What is Phishing? How to Recognize and Prevent It

Phishing is the most common form of cyberattack, responsible for 91% of all data breaches. Criminals send fake emails, text messages, or make phone calls pretending to be trusted organizations to steal your passwords, credit card numbers, or other sensitive information.

Phishing concept: fishing hook with email as bait
Phishing: hackers lure you with fake messages

What is Phishing?

Phishing is a type of social engineering attack where criminals impersonate trusted organizations to trick you into revealing sensitive information. The name comes from "fishing" - attackers cast a wide net hoping someone will take the bait.

Types of Phishing Attacks

Email Phishing

Mass emails impersonating banks, delivery services, or government agencies. The most common form.

Spear Phishing

Targeted attacks using personal information about you or your company. More sophisticated and harder to detect.

Smishing (SMS)

Phishing via text messages. Often claims your package is waiting or your account is compromised.

Vishing (Voice)

Phone calls from fake "tech support" or "bank employees" asking for account access or payments.

Whaling

Spear phishing targeting executives and decision-makers. Often involves fake invoices or urgent wire transfers.

How to Recognize Phishing

Phishing messages share common warning signs. Train yourself and your team to spot these red flags:

Urgency and Threats

"Act now or your account will be closed!" Legitimate organizations rarely demand immediate action.

Suspicious Sender

Check the actual email address, not just the display name. Phishers use domains like "bank-secure.com" instead of "bank.be".

Generic Greetings

"Dear Customer" instead of your actual name. Your bank knows who you are.

Spelling and Grammar Errors

Professional organizations proofread their communications. Typos are a red flag.

Suspicious Links

Hover over links before clicking. Does the URL match what you expect? Look for subtle misspellings.

Unexpected Attachments

Be especially wary of .exe, .zip, or Office files with macros from unknown senders.

Real Phishing Examples

Here are common phishing scenarios you might encounter:

Package Delivery

""Your bpost package is waiting. Pay €1.99 customs fee to receive it." Links to a fake payment page that steals your card details."

Bank Alert

""Unusual activity detected on your account. Click here to verify your identity." Links to a fake login page that captures your credentials."

IT Support

""Your Microsoft 365 password expires today. Click here to keep your account." Steals your work email credentials."

CEO Fraud

""I need you to wire €50,000 to this supplier urgently. I am in a meeting and cannot call." Sent from a spoofed or compromised email."

What to Do If You Receive a Phishing Email

1

Do not click any links

Even "unsubscribe" links can be malicious.

2

Do not download attachments

They may contain malware.

3

Verify independently

If the message claims to be from your bank, call them using the number on their official website.

4

Report it

Forward the email to [email protected] in Belgium.

5

Delete it

Remove the message from your inbox and trash.

What to Do If You Clicked a Phishing Link

1

Disconnect from the internet

This prevents malware from spreading or sending your data.

2

Change your passwords

Start with the account that was targeted, then any accounts using the same password.

3

Enable two-factor authentication

Add this extra layer of security to all important accounts.

4

Scan for malware

Run a full antivirus scan on your device.

5

Monitor your accounts

Watch for unauthorized transactions or changes over the coming weeks.

6

Report the incident

If company data may be compromised, notify your IT team immediately.

How to Report Phishing in Belgium

The Centre for Cybersecurity Belgium (CCB) operates Safeonweb.be to help citizens and businesses report phishing.

[email protected]

Forward suspicious emails to this address. The CCB analyzes reports and blocks malicious websites.

In 2024, Belgians reported over 10 million suspicious messages to Safeonweb, helping block thousands of phishing sites.

How to Prevent Phishing Attacks

Prevention is the best defense. Implement these measures in your organization:

Security Awareness Training

Train employees to recognize phishing. Regular reminders are more effective than annual training.

Two-Factor Authentication

Even if credentials are stolen, attackers cannot access accounts without the second factor.

Email Filtering

Use spam filters and email security tools to block known phishing attempts.

Verify Unusual Requests

Establish a policy: large payments or sensitive requests must be verified by phone.

Keep Software Updated

Updates patch security vulnerabilities that attackers exploit.

Use Password Managers

They will not auto-fill credentials on fake websites, providing an extra layer of protection.

Protect Your Business from Phishing

Easy Cyber Protection helps you with a step-by-step approach to protect your organization from phishing and other cyber threats.

Frequently Asked Questions

How do I recognize a phishing email?

Look for urgency or threats, check the sender email address carefully, watch for spelling errors, and hover over links before clicking. Legitimate organizations rarely ask for sensitive information via email.

What should I do if I clicked a phishing link?

Disconnect from the internet, change your passwords immediately (starting with the targeted account), enable two-factor authentication, run an antivirus scan, and monitor your accounts for suspicious activity.

Can phishing happen via SMS or phone?

Yes. Smishing (SMS phishing) uses text messages, while vishing uses phone calls. Both use the same tactics as email phishing - urgency, impersonation, and requests for sensitive information.

How do I report phishing in Belgium?

Forward suspicious emails to [email protected]. This helps the Centre for Cybersecurity Belgium (CCB) identify and block phishing websites. You can also report via the Safeonweb app.

Why do phishing attacks still work?

Phishing exploits human psychology, not technology. Attackers create urgency and fear, impersonate trusted brands, and only need one person to click. With billions of emails sent daily, even a tiny success rate is profitable.

Related Articles

Sources

  1. Safeonweb.be — Centre for Cybersecurity Belgium (CCB)
  2. Verizon Data Breach Investigations Report — Annual cybersecurity statistics
  3. ENISA (EU Agency for Cybersecurity) — European cybersecurity guidelines